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The Gold Policy


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The Gold Policy Overview
-Coverage for Job Loss!
-Cancel for Work Reasons!
-Children covered at NO Additional Cost!
-Optional Cancel for Any Reason!
-Primary Medical Coverage!

Schedule of Benefits
All coverages are per person
Maximum Benefit
Trip Cancellation
100% of Insured Trip Cost*
Trip Interruption
150% of Insured Trip Cost*
Trip Interruption- Return Air Only
Trip Delay
(Maximum of $150 per day)
Missed Connection
Baggage & Personal Effects Loss
Baggage Delay
Medical Expense
Emergency Evacuation & Repatriation of Remains
Accidental Death & Dismemberment
Family Coverage- At no additional charge, the plan covers all children age 17 adn under who are traveling with and related to the priamrey adult named on the enrollment form. Offer doesn not apply to optional coverages.
*Coverage only included for prepaid trip costs indentified on the enrollment form and if the required plan cost has been paid.

#Coverage for Trip Interruption and Trip Interruption-return Air Only cannot be combined.
Extra Coverage
When you purchase the GOLD travel insurance plan with 15 days** of making your inital trip payment, you also receive:
Coverage against cruise line, airline or tour operator default.
(rinancial default is not covered for all suppliers. Please visit our website for details)
Coverage if pre-existing medical conditions force you to cancel or interrupt a trip. Applies to the first $30,000 of trip cost per person.
(Limitations apply)
Missed Connection Benefit increases to $500
$50,000 Flight Guard
(This coverage is added to any Additional Flight Guard that is purchased)

Optional Additional Coverages
Cancel for ANY Reason- The Insurere will reimbuse 50% of non-refundable expenses if you cancel your trip for any reason, up to 48 hours prior to your departure.(Can only be purchased at the tiem the base plan is purchased and with 15 days of initail trip payment. Coverage must be purchased for the full cost of all prepaid nonrefundable trip arrangements.)
Plan Cost: Multiply base plan cost by 1.4
Medical Coverage upgrade- A valuable addition to increase your coverage limits. your Medical and Emergency Evacuation benefits will double. Emergency Evacuation to the adequate licensed medical facility of the Insured's choicee is included.(See chart for plan cost. Cannot be purchased separately.)
Flight Guard- Coverage to $500,000 for accidental death or dismemberment that occurs while flying.
Plan Cost $9 per $100,000 of coverage
Car Rental Collisioin Coverage- $35,000 in primarey coverage! Covers collision damage to a rental car for which the car rental contract woudl hold you responsible.($250 deductible applies.)
Plan Cost:$9 per day, per car.


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